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Affordable bankruptcy · El Segundo

Affordable Bankruptcy in El Segundo With Payment Plans and Fee Options

Almost 6 in 10 El Segundo households rent, with a median rent of $2,556. Even good salaries can run short after a layoff. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How El Segundo filers pay for bankruptcy

  • A payment plan for our fee. In Chapter 7, the attorney fee is paid before the case is filed, so we set up a plan you can keep up with.
  • Installments for the court fee. The court lets you pay the filing fee in up to four parts within 120 days.
  • A fee waiver. Low-income Chapter 7 filers can ask the court to waive the $338 fee.
  • Money you stop sending to creditors. Many people pay for their case with what they were putting toward credit card minimums. Ask us before you stop any payment.

Could your El Segundo household get the filing fee waived?

About 5.3% of El Segundo residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a El Segundo budget

If income has stopped, the court lets you pay the $338 Chapter 7 fee in up to four installments within 120 days. The fee waiver is for households below 150% of the poverty guideline, such as $23,940 for one person in 2026, so it fits El Segundo filers only when income has fallen very low. For filers who need Chapter 13, most of the attorney fee is paid through the plan, so you do not need a large sum up front. We quote Chapter 13 fees in writing. Workers at the refinery, the Air Force base or a Smoky Hollow shop can meet us by video on a lunch break.

Affordable Chapter 13 for El Segundo families

About 42.5% of El Segundo homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. In the Central District, part of a Chapter 13 attorney fee can be paid through the plan instead of up front, and the court limits the standard fee to $7,000 for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from El Segundo

How do El Segundo residents pay for Chapter 13?

El Segundo residents usually pay for Chapter 13 mostly through the plan payments, not all up front. The court filing fee is $313, and our attorney fee for Chapter 13 is quoted in writing before you hire us.

Do you offer payment plans to El Segundo clients?

Yes, we offer payment plans to El Segundo clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.

Who qualifies for a bankruptcy fee waiver?

A bankruptcy fee waiver is for Chapter 7 filers whose household income is under 150% of the federal poverty guideline and who cannot pay the $338 fee in installments. The judge decides.

Free consultation

Find an affordable plan for your El Segundo case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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Sending this form does not create an attorney-client relationship. Please do not include confidential details. We will contact you to schedule a consultation.

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