9454 Wilshire Blvd., Penthouse Floor, Beverly Hills, CA 90212 Free consultation, in person or by video · (310) 362-9071

Affordable bankruptcy · Hermosa Beach

Affordable Bankruptcy in Hermosa Beach With Payment Plans and Fee Options

In Hermosa Beach, events like Fiesta Hermosa bring busy weekends, and slow months can follow. Paying for bankruptcy has to fit pay that rises and falls. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Hermosa Beach filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Hermosa Beach household get the filing fee waived?

About 5.6% of Hermosa Beach residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Hermosa Beach budget

If your income swings with the beach season, the court's installment option helps: you can pay the $338 Chapter 7 fee in up to four payments within 120 days. Our flat attorney fee can also be paid on a payment plan, which we explain at your free consultation. Hermosa Beach owners, who make up about half the city, often need Chapter 13, where most of the attorney fee is paid through the plan. Once you decide to file, stopping credit card payments can free up cash for the fee. Meet us by video from home and skip the drive up to Wilshire.

Affordable Chapter 13 for Hermosa Beach families

About 50.6% of Hermosa Beach homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. With Chapter 13, you usually do not pay the whole attorney fee before filing. The plan pays much of it over time, and the court sets $7,000 as the standard limit for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Hermosa Beach

Can I pay for bankruptcy with seasonal income in Hermosa Beach?

Yes, you can pay for bankruptcy with seasonal income in Hermosa Beach. The court fee can be split into up to four installments within 120 days, and our office offers payment plans for the attorney fee. We go over the options at your free consultation.

Do you offer payment plans to Hermosa Beach clients?

Yes, we offer payment plans to Hermosa Beach clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.

Can the court waive my bankruptcy filing fee?

The court can waive the $338 Chapter 7 filing fee if your household income is below 150% of the federal poverty guideline and you cannot pay in installments. The waiver does not apply to Chapter 13.

Free consultation

Find an affordable plan for your Hermosa Beach case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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