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Affordable bankruptcy · Malibu

Affordable Bankruptcy in Malibu With Payment Plans and Fee Options

Malibu issued its 100th Palisades Fire rebuild permit in September 2026. For families still waiting, the cost of bankruptcy has to fit around rebuilding costs. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Malibu filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Malibu household get the filing fee waived?

About 12.6% of Malibu residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Malibu budget

Owners whose income has dropped can pay the $338 Chapter 7 court fee in up to four installments within 120 days. Most Malibu households, about 75%, own their homes, and owners often look at Chapter 13, where most of the attorney fee is paid through the plan and our fee is quoted in writing. Malibu's mobilehome park residents have rent stabilization on their space rent under city law, which can make monthly costs easier to plan around. Once you decide to file, money that went to credit card minimums can go toward the fee. We offer payment plans and free video consultations, so you do not need to drive in to start.

Affordable Chapter 13 for Malibu families

About 75.4% of Malibu homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. With Chapter 13, you usually do not pay the whole attorney fee before filing. The plan pays much of it over time, and the court sets $7,000 as the standard limit for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Malibu

Can Malibu fire survivors pay for bankruptcy over time?

Yes, Malibu fire survivors can pay for bankruptcy over time. The court fee can be paid in up to four installments, our office offers payment plans for the attorney fee, and in Chapter 13 most of the fee is paid through the plan.

Can Malibu residents pay for bankruptcy over time?

Yes, Malibu residents can pay for bankruptcy over time. Our fee can be paid on a written schedule before filing, and the court fee can be split into installments.

Is there a free way to file the court paperwork?

There is a way to skip the $338 court fee if you qualify for a Chapter 7 fee waiver. Your household income must be under 150% of the federal poverty guideline, and you must be unable to pay in installments.

Free consultation

Find an affordable plan for your Malibu case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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Sending this form does not create an attorney-client relationship. Please do not include confidential details. We will contact you to schedule a consultation.

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