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Affordable bankruptcy · Monterey Park

Affordable Bankruptcy in Monterey Park With Payment Plans and Fee Options

Many Monterey Park paychecks come from hospitals, the gas company and big stores like Costco and Home Depot. Our payment plans let you pay for bankruptcy over time instead of all at once. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Monterey Park filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Monterey Park household get the filing fee waived?

About 12.4% of Monterey Park residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Monterey Park budget

If you work a hospital or store shift in Monterey Park, you may not have $1,538 sitting in the bank. We offer payment plans for our attorney fee. The court also lets you pay its $338 Chapter 7 fee in up to four parts within 120 days. Many people stop paying the credit cards they plan to wipe out, which frees up money each month. A two-person household earning under $32,460 a year may ask the court to waive the Chapter 7 fee, and with 12.4% of residents below the poverty line, some Monterey Park families fit that rule.

Affordable Chapter 13 for Monterey Park families

About 51.6% of Monterey Park homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. With Chapter 13, you usually do not pay the whole attorney fee before filing. The plan pays much of it over time, and the court sets $7,000 as the standard limit for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Monterey Park

Can I pay for bankruptcy in monthly payments in Monterey Park?

Yes, Monterey Park clients can pay for bankruptcy in payments with our office. We offer payment plans for the attorney fee, and the court allows its own filing fee in up to four installments.

Do you offer payment plans to Monterey Park clients?

Yes, we offer payment plans to Monterey Park clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.

Can the court waive my bankruptcy filing fee?

The court can waive the $338 Chapter 7 filing fee if your household income is below 150% of the federal poverty guideline and you cannot pay in installments. The waiver does not apply to Chapter 13.

Free consultation

Find an affordable plan for your Monterey Park case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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