Affordable bankruptcy · San Fernando
Affordable Bankruptcy in San Fernando With Payment Plans and Fee Options
About 9.9% of San Fernando residents live below the poverty line. For some of them, the court fee to file Chapter 7 can be waived. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.
- Payment plans for the attorney fee
- Court fee installments allowed
- Chapter 7 fee waiver for low incomes
- Chapter 13 fee quoted in writing
How San Fernando filers pay for bankruptcy
Most people combine two or three of these:
- Spread out the attorney fee. Our Chapter 7 fee is paid before filing, and we work out a payment schedule with you in writing.
- Split the court fee. The $338 filing fee can be paid in as many as four parts, all within 120 days of filing.
- Ask for a waiver. If your household income is low enough, the court may drop the Chapter 7 filing fee entirely.
- Redirect old payments. Money that used to go to credit card minimums often covers the case. Talk to us before you change any payment.
Could your San Fernando household get the filing fee waived?
About 9.9% of San Fernando residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.
| Household size | Yearly income |
|---|---|
| 1 person | Under $23,940 |
| 2 people | Under $32,460 |
| 3 people | Under $40,980 |
| 4 people | Under $49,500 |
The court's own form decides the final answer. See filing fees, waivers and installments for how it works.
Making bankruptcy fit a San Fernando budget
The Chapter 7 fee waiver covers households under 150% of the poverty guideline that cannot pay in installments, such as $49,500 for a family of four in 2026. San Fernando's median household income of $83,024 is well above that line for most family sizes, so most families here use installments and payment plans instead. The court lets you pay the $338 fee in up to four installments within 120 days. Our flat attorney fee can be paid on a payment plan, and Chapter 13 fees are mostly paid through the plan. Once you decide to file, money that went to card minimums can go to the fee instead.
Affordable Chapter 13 for San Fernando families
About 61.6% of San Fernando homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. Chapter 13 fees work differently from Chapter 7. Much of the attorney fee can be folded into the monthly plan payment, and the court caps the standard consumer fee at $7,000. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.
More for San Fernando filers
- Bankruptcy attorney for San Fernando
- Chapter 7 attorney for San Fernando
- Chapter 13 attorney for San Fernando
- Cheap bankruptcy in San Fernando
- Affordable bankruptcy in San Fernando
- Cheap Chapter 7 bankruptcy in San Fernando
- Affordable Chapter 7 bankruptcy in San Fernando
See every fee in one place on our bankruptcy cost page.
Affordable bankruptcy questions from San Fernando
Can a San Fernando family pay the bankruptcy court fee in installments?
Yes, a San Fernando family can pay the bankruptcy court fee in installments. The court allows up to four payments within 120 days of filing. Our office also offers payment plans for the attorney fee.
Do you offer payment plans to San Fernando clients?
Yes, we offer payment plans to San Fernando clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.
Is there a free way to file the court paperwork?
There is a way to skip the $338 court fee if you qualify for a Chapter 7 fee waiver. Your household income must be under 150% of the federal poverty guideline, and you must be unable to pay in installments.
Free consultation
Find an affordable plan for your San Fernando case
Call (310) 362-9071 or send the form. We will build a payment plan around your budget.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.