Serving Redondo Beach from Beverly Hills
Bankruptcy Attorney for Redondo Beach Residents
Redondo Beach is a harbor town with an aerospace backbone, from King Harbor to Northrop Grumman's Space Park. Law Offices of John Asuncion is a bankruptcy attorney serving Redondo Beach from our Beverly Hills office. Call (310) 362-9071 for a free consultation, in person or by video.
- Redondo Beach bankruptcy cases are heard downtown
- Flat fees from $1,200 plus the court filing fee
- Meet in Beverly Hills or by video
- Emergency filings to stop a garnishment or sale
Redondo Beach by the numbers
Source: U.S. Census Bureau, American Community Survey (ACS 2020-2024 5-year), QuickFacts for Redondo Beach.
What these numbers mean for a Redondo Beach bankruptcy
Half of Redondo Beach households earn more than $150,245 a year, which is above California's median even for a family of four ($139,071). Many people here go on to the second part of the means test, which subtracts costs like housing, taxes and car payments. High housing costs can still leave room to qualify for Chapter 7.
About 53.4% of homes in Redondo Beach are lived in by their owners, and the median owner-occupied home is valued at $1,279,200. At those values, an owner with a small mortgage can have more equity than California's homestead exemption protects. When that is true, Chapter 7 could put the house at risk, and Chapter 13 is often the safer way to keep it. California's homestead exemption rises with inflation each year. In Los Angeles County, owners generally get the top amount, which is about $744,000 in 2026.
Median rent in Redondo Beach is $2,691 a month. A year of that rent equals about 21% of the city's median household income. Even so, a job loss or medical bill can push rent and other bills onto credit cards fast.
Debt and the Redondo Beach economy
Northrop Grumman's Space Park campus in Redondo Beach builds satellites and helped assemble the James Webb Space Telescope. Tourism centers on the Redondo Beach Pier, King Harbor and Riviera Village.
Aerospace contracts come and go. When a program ends, engineers and support staff can face months without income while carrying a South Bay mortgage.
Chapter 7 or Chapter 13 in Redondo Beach?
Redondo Beach households earn above California's four-person median, so most need the full means test for Chapter 7. Homeowners usually look at Chapter 13 first.
- Chapter 7 attorney for Redondo Beach: wipes out most credit card, medical and personal loan debt in about four months.
- Chapter 13 attorney for Redondo Beach: a 3 to 5 year payment plan that can save a home or car.
Courts that handle Redondo Beach cases
Bankruptcy cases from Redondo Beach are assigned to the Los Angeles Division of the U.S. Bankruptcy Court, Central District of California, at the Roybal Federal Building, 255 East Temple Street, downtown.
If a creditor has already sued you, that lawsuit is usually in Los Angeles Superior Court. Small claims cases from Redondo Beach are usually heard at the Torrance Courthouse on Maple Avenue. The court's filing locator assigns collection lawsuits by ZIP code, and we check yours before your consultation. Filing bankruptcy pauses those lawsuits.
Meeting with us from Redondo Beach
Our only office is at 9454 Wilshire Blvd., Penthouse Floor, in Beverly Hills. From Redondo Beach, take Artesia Boulevard or Inglewood Avenue to the 405 north, then Wilshire east, about 18 miles. If the drive is hard to fit around work, we meet by video, and you can sign most papers online.
Redondo Beach bankruptcy questions
Do I have to go to Beverly Hills to file bankruptcy from Redondo Beach?
No, you do not have to come to Beverly Hills to file bankruptcy from Redondo Beach. We meet by video, and most documents can be signed online. Many clients still like to meet once in person at our Wilshire office.
Which bankruptcy court hears cases from Redondo Beach?
The Los Angeles Division at 255 East Temple Street hears bankruptcy cases from Redondo Beach. Your ZIP code decides the division, and we confirm it before filing.
How much does a bankruptcy attorney cost for Redondo Beach residents?
Our flat fees for Redondo Beach residents start at $1,200 plus the court filing fee, with payment plans. Chapter 13 fees are different, and you get the fee in writing at your free consultation.
I was laid off from an aerospace job in Redondo Beach. What should I do first?
After an aerospace layoff in Redondo Beach, keep paying the mortgage if you can and avoid using retirement money to pay credit cards. Retirement accounts are usually protected in bankruptcy.
Free consultation
Talk to a bankruptcy attorney about your Redondo Beach case
Call (310) 362-9071 or send the form. We will tell you which chapter fits and what it costs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.