Chapter 13 · Calabasas
Chapter 13 Attorney for Calabasas Homeowners and Families
Calabasas homes have a median value of about $1.5 million, so owners have a lot of equity at stake. Chapter 13 stops a foreclosure or repossession and lets you catch up over 3 to 5 years. Call (310) 362-9071 for a free consultation.
- Median owner home value: $1,504,500
- Stop a foreclosure or repossession
- Catch up over 3 to 5 years
- Meet in Beverly Hills or by video
Saving a home in Calabasas
About 68.5% of homes in Calabasas are lived in by their owners, and the median owner-occupied home is valued at $1,504,500. At those values, an owner with a small mortgage can have more equity than California's homestead exemption protects. When that is true, Chapter 7 could put the house at risk, and Chapter 13 is often the safer way to keep it. California's homestead exemption rises with inflation each year. In Los Angeles County, owners generally get the top amount, which is about $744,000 in 2026.
With that much value, Chapter 7 can put a Calabasas home at risk. Chapter 13 keeps the house, stops a foreclosure and lets you catch up on the mortgage and HOA dues.
How long a Calabasas Chapter 13 plan runs
Because many Calabasas households earn more than the state median for their size, a 5-year plan is common here. A longer plan can mean a lower monthly payment.
Your plan payment is based on your income after reasonable costs. Median rent in Calabasas is $3,089 a month. A year of that rent equals about 22% of the city's median household income. Even so, a job loss or medical bill can push rent and other bills onto credit cards fast. Those housing costs count when we build your budget.
When Chapter 13 fits Calabasas filers
- You are behind on a mortgage. Past-due payments are spread over the plan while the sale stays on hold. See stop foreclosure.
- You have more equity than the exemptions protect. With home values in Calabasas at $1,504,500, this is common. Chapter 13 lets you keep the property and pay creditors over time.
- Your income is too high for Chapter 7. Chapter 13 has no income limit, stops collection and can wipe out what is left at the end.
- You need to keep a car. Some older car loans can be cut to the car's value.
Chapter 13 also helps Calabasas owners with large tax debts or a second home loan.
Where a Calabasas Chapter 13 case is heard
Bankruptcy cases from Calabasas are assigned to the San Fernando Valley Division of the U.S. Bankruptcy Court, Central District of California, at 21041 Burbank Boulevard in Woodland Hills.
After filing, you make plan payments to the Chapter 13 trustee, and a judge confirms the plan at a hearing.
Related pages
If your debts are mostly credit cards and medical bills, a Chapter 7 attorney for Calabasas may be the faster path. See bankruptcy attorney for Calabasas for both options, or read our main Chapter 13 bankruptcy page.
Chapter 13 questions from Calabasas
Can Chapter 13 stop a foreclosure on my Calabasas home?
Yes, Chapter 13 can stop a foreclosure if it is filed before the sale. The missed payments are then paid over the plan while you keep making current payments.
Will I keep my Calabasas home in Chapter 13?
Yes, you usually keep your home in Chapter 13 if you make the plan payments and stay current on the mortgage after filing. That matters in Calabasas, where many homes are worth more than the homestead exemption protects.
Can Chapter 13 handle missed HOA dues in Calabasas?
Yes, Chapter 13 can handle missed HOA dues in Calabasas. Past-due dues are paid over the plan, and the HOA must stop its collection while you pay.
Free consultation
Protect your Calabasas home or car
Call (310) 362-9071 or send the form. Have any sale date or notice ready.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.