Chapter 13 · Glendale, California
Chapter 13 Attorney for Glendale, California Homeowners and Families
Glendale homeowners have built strong equity, and Chapter 13 helps them keep it. Chapter 13 stops a foreclosure or repossession and lets you catch up over 3 to 5 years. Call (310) 362-9071 for a free consultation.
- Median owner home value: $1,102,300
- Stop a foreclosure or repossession
- Catch up over 3 to 5 years
- Meet in Beverly Hills or by video
Saving a home in Glendale, California
About 35.2% of homes in Glendale, California are lived in by their owners, and the median owner-occupied home is valued at $1,102,300. At those values, an owner with a small mortgage can have more equity than California's homestead exemption protects. When that is true, Chapter 7 could put the house at risk, and Chapter 13 is often the safer way to keep it. California's homestead exemption rises with inflation each year. In Los Angeles County, owners generally get the top amount, which is about $744,000 in 2026.
With homes in Glendale worth more than $1.1 million on average, an owner who falls behind has a lot to lose. Chapter 13 stops a foreclosure and protects equity that Chapter 7 might not.
How long a Glendale, California Chapter 13 plan runs
Because half of Glendale, California households earn less than $88,393, many filers here are below the state median for their household size. Below-median filers can often use a 3-year plan instead of 5.
Your plan payment is based on your income after reasonable costs. Median rent in Glendale, California is $2,182 a month. A year of that rent equals about 30% of the city's median household income. When rent takes that much, one missed paycheck can push bills onto credit cards. Those housing costs count when we build your budget.
When Chapter 13 fits Glendale, California filers
- You are behind on a mortgage. Past-due payments are spread over the plan while the sale stays on hold. See stop foreclosure.
- You have more equity than the exemptions protect. With home values in Glendale, California at $1,102,300, this is common. Chapter 13 lets you keep the property and pay creditors over time.
- You pass the means test but need more time. Many Glendale, California filers qualify for Chapter 7, yet choose Chapter 13 to catch up on a house or car they want to keep.
- You own one of the few owner-occupied homes in Glendale, California. Only about 35.2% of homes here are lived in by owners, so protecting one is worth planning for.
- You need to keep a car. Some older car loans can be cut to the car's value.
Chapter 13 is also common for Glendale business owners who owe taxes, since many tax debts can be paid through the plan without extra penalties.
Where a Glendale, California Chapter 13 case is heard
Bankruptcy cases from Glendale, California are assigned to the Los Angeles Division of the U.S. Bankruptcy Court, Central District of California, at the Roybal Federal Building, 255 East Temple Street, downtown.
After filing, you make plan payments to the Chapter 13 trustee, and a judge confirms the plan at a hearing.
Related pages
If your debts are mostly credit cards and medical bills, a Chapter 7 attorney for Glendale, California may be the faster path. See bankruptcy attorney for Glendale, California for both options, or read our main Chapter 13 bankruptcy page.
Chapter 13 questions from Glendale, California
Can Chapter 13 stop a foreclosure on my Glendale, California home?
Yes, Chapter 13 can stop a foreclosure if it is filed before the sale. The missed payments are then paid over the plan while you keep making current payments.
Will I keep my Glendale, California home in Chapter 13?
Yes, you usually keep your home in Chapter 13 if you make the plan payments and stay current on the mortgage after filing. That matters in Glendale, California, where many homes are worth more than the homestead exemption protects.
Can Chapter 13 help with business taxes I owe as a Glendale owner?
Yes, Chapter 13 can help with many business taxes you owe personally. Priority taxes are paid through the plan, and IRS and state collection stops while you pay.
Free consultation
Protect your Glendale, California home or car
Call (310) 362-9071 or send the form. Have any sale date or notice ready.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.