Chapter 13 · Huntington Park
Chapter 13 Attorney for Huntington Park Homeowners and Families
Huntington Park homeowners are a small group, and Chapter 13 can help them keep their homes. Chapter 13 stops a foreclosure or repossession and lets you catch up over 3 to 5 years. Call (310) 362-9071 for a free consultation.
- Median owner home value: $572,700
- Stop a foreclosure or repossession
- Catch up over 3 to 5 years
- Meet in Beverly Hills or by video
Saving a home in Huntington Park
About 24.2% of homes in Huntington Park are lived in by their owners, and the median owner-occupied home is valued at $572,700. For many owners here, California's homestead exemption covers most or all of their equity. California's homestead exemption rises with inflation each year. In Los Angeles County, owners generally get the top amount, which is about $744,000 in 2026.
About 1 in 4 Huntington Park homes is lived in by its owner, and the median value is about $573,000. For owners behind on the mortgage, Chapter 13 stops the sale and spreads the missed payments over the plan.
How long a Huntington Park Chapter 13 plan runs
Because half of Huntington Park households earn less than $59,996, many filers here are below the state median for their household size. Below-median filers can often use a 3-year plan instead of 5.
Your plan payment is based on your income after reasonable costs. Median rent in Huntington Park is $1,505 a month. A year of that rent equals about 30% of the city's median household income. When rent takes that much, one missed paycheck can push bills onto credit cards. Those housing costs count when we build your budget.
When Chapter 13 fits Huntington Park filers
- You are behind on a mortgage. Past-due payments are spread over the plan while the sale stays on hold. See stop foreclosure.
- You pass the means test but need more time. Many Huntington Park filers qualify for Chapter 7, yet choose Chapter 13 to catch up on a house or car they want to keep.
- You own one of the few owner-occupied homes in Huntington Park. Only about 24.2% of homes here are lived in by owners, so protecting one is worth planning for.
- You need to keep a car. Some older car loans can be cut to the car's value.
Chapter 13 also helps Huntington Park families keep a work truck or car they need to reach jobs in Vernon and Commerce.
Where a Huntington Park Chapter 13 case is heard
Bankruptcy cases from Huntington Park are assigned to the Los Angeles Division of the U.S. Bankruptcy Court, Central District of California, at the Roybal Federal Building, 255 East Temple Street, downtown.
After filing, you make plan payments to the Chapter 13 trustee, and a judge confirms the plan at a hearing.
Related pages
If your debts are mostly credit cards and medical bills, a Chapter 7 attorney for Huntington Park may be the faster path. See bankruptcy attorney for Huntington Park for both options, or read our main Chapter 13 bankruptcy page.
Chapter 13 questions from Huntington Park
Can Chapter 13 stop a foreclosure on my Huntington Park home?
Yes, Chapter 13 can stop a foreclosure if it is filed before the sale. The missed payments are then paid over the plan while you keep making current payments.
Will I keep my Huntington Park home in Chapter 13?
Yes, you usually keep your home in Chapter 13 if you make the plan payments and stay current on the mortgage after filing. With a median home value near $573,000 in Huntington Park, many owners can protect their equity either way, so we compare both chapters.
Can Chapter 13 save my Huntington Park home if I rent out a room?
Yes, Chapter 13 can save your Huntington Park home if you rent out a room. The rent counts as income and can help pay the plan.
Free consultation
Protect your Huntington Park home or car
Call (310) 362-9071 or send the form. Have any sale date or notice ready.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.