Cheap Chapter 7 · Alhambra, California
Cheap Chapter 7 Bankruptcy in Alhambra, California for Simple Cases
About 59% of Alhambra homes are rented, and many of those renters fit a simple Chapter 7. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Alhambra, California case fit a simple Chapter 7?
Alhambra, California's median household income of $88,024 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 59% of Alhambra, California homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Alhambra, California
A low-cost Chapter 7 tends to fit when you rent, have no business, own an ordinary car, and earn under the median for your household size. A couple earning the city's typical $88,024 would be about $14,773 under the two-person median of $102,797. Workers at places like Alhambra Hospital Medical Center or the dealers on Auto Row often have plain wage income. Things get more complex when there is a family business, a home with equity, or property held with parents or children. We sort out which kind of case you have before you pay anything.
What can make a Chapter 7 cost more
Here is what usually turns a simple case into a bigger one: property the exemptions do not fully cover, business income or debts, a recent large payment to a relative, an older bankruptcy, or a creditor who sues inside the case. You will know before you hire us if any of these apply.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Alhambra, California are filed with the Los Angeles Division at 255 East Temple Street.
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See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Alhambra, California
Does sharing a house with relatives in Alhambra make Chapter 7 harder?
Sharing a house with relatives in Alhambra can make Chapter 7 a bit harder, because household income may count in the means test. If your name is on the title, the home also needs review. We sort this out at the free consultation.
Is a cheap Chapter 7 possible if I rent in Alhambra, California?
A cheap Chapter 7 is often possible if you rent in Alhambra, California and have little property, because renters usually have fewer exemption issues. Our flat fee for simple cases starts at $1,200.
Can I file Chapter 7 for free in Alhambra, California?
Filing Chapter 7 for free in Alhambra, California is possible only in limited cases. The court can waive its fee for low-income filers, and some nonprofit legal aid groups help people with very low incomes. Most people pay a flat attorney fee.
Free consultation
See if your Alhambra, California Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.