Cheap Chapter 7 · Culver City, California
Cheap Chapter 7 Bankruptcy in Culver City, California for Simple Cases
About 45% of Culver City homes are rented, and those renters are the ones most likely to fit a quick, low-cost Chapter 7. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Culver City, California case fit a simple Chapter 7?
Culver City, California's median household income of $117,389 falls below California's median for a family of four ($139,071), so larger households here often pass the first step. About 45% of Culver City, California homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Culver City, California
A simple case usually means you rent, have a modest car and little cash, and earn under the median for your household size. The city's typical income of $117,389 is just above the California median for three people, $116,541, and below the four-person median of $139,071. So a family of four at that income would pass the first step, while a single filer would not. Owning a home is what most often makes a Culver City case complex, since equity there can go beyond what the exemptions cover. Rent from a second unit or a side business also takes more work.
What can make a Chapter 7 cost more
Some cases take more work. Equity above the exemptions, a business, a creditor lawsuit inside the bankruptcy, recent transfers or a prior case can all add time and cost. If your case needs more, we tell you before you sign, not after.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Culver City, California are filed with the Los Angeles Division at 255 East Temple Street.
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See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Culver City, California
Can a single person with a tech salary in Culver City file a cheap Chapter 7?
A single person with a tech salary in Culver City can sometimes file Chapter 7, but it is rarely the simple case. Income above $79,253 for one person means the full means test applies. A recent layoff or high costs can still make it work.
Is a cheap Chapter 7 possible if I rent in Culver City, California?
A cheap Chapter 7 is often possible if you rent in Culver City, California and have little property, because renters usually have fewer exemption issues. Our flat fee for simple cases starts at $1,200.
Does the court fee ever get waived for Chapter 7?
The court fee for Chapter 7 can be waived when household income is under 150% of the federal poverty guideline and you cannot pay in installments. Otherwise, the $338 fee can be split into up to four payments.
Free consultation
See if your Culver City, California Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.