Cheap Chapter 7 · Pasadena, California
Cheap Chapter 7 Bankruptcy in Pasadena, California for Simple Cases
Measure H covers multi-unit rentals in Pasadena built before February 1, 1995, and many tenants in those buildings fit a simple Chapter 7. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Pasadena, California case fit a simple Chapter 7?
Pasadena, California's median household income of $105,192 falls below California's median for a family of four ($139,071), so larger households here often pass the first step. About 58% of Pasadena, California homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Pasadena, California
A simple, low-cost Chapter 7 usually means you rent, own little more than a car and household goods, and earn under the California median for your household. A family of three earning the city's typical $105,192 would pass the first step, since the three-person median is $116,541. A couple at that income would be just over the two-person line of $102,797 and would need the full test. A case is more complex if you own a home, have stock or retirement plans that need to be listed and valued, or got a large tax refund you have not spent. We spot those issues at the free consultation.
What can make a Chapter 7 cost more
Some cases take more work. Equity above the exemptions, a business, a creditor lawsuit inside the bankruptcy, recent transfers or a prior case can all add time and cost. If your case needs more, we tell you before you sign, not after.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Pasadena, California are filed with the Los Angeles Division at 255 East Temple Street.
More for Pasadena, California filers
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- Affordable Chapter 7 bankruptcy in Pasadena, California
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Pasadena, California
Does a JPL or Caltech job rule out a cheap Chapter 7 in Pasadena?
No, a JPL or Caltech job does not rule out a cheap Chapter 7 in Pasadena. What matters is household income, household size and property. A single filer with a high salary may need the full means test.
Is a cheap Chapter 7 possible if I rent in Pasadena, California?
A cheap Chapter 7 is often possible if you rent in Pasadena, California and have little property, because renters usually have fewer exemption issues. Our flat fee for simple cases starts at $1,200.
What if I cannot pay the whole Chapter 7 fee at once?
If you cannot pay the whole Chapter 7 fee at once, we can set up a payment plan for our fee, and the $338 court fee can be paid in installments within 120 days.
Free consultation
See if your Pasadena, California Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.