Cheap Chapter 7 · South Pasadena, California
Cheap Chapter 7 Bankruptcy in South Pasadena, California for Simple Cases
About 56% of South Pasadena homes are rented, from apartments near the Metro station to units around Mission Street. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your South Pasadena, California case fit a simple Chapter 7?
South Pasadena, California's median household income of $127,175 falls below California's median for a family of four ($139,071), so larger households here often pass the first step. About 56% of South Pasadena, California homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in South Pasadena, California
Renters with a regular paycheck and few assets are the people most likely to fit a simple, low-cost Chapter 7 here. The city's typical income, $127,175, is above the California median for three people, $116,541, but below the four-person median, $139,071. So a family of four at that income passes the first step, while smaller households may need the full test. Staff at places like City of Hope South Pasadena or the South Pasadena Care Center often have simple wage income. A case grows more complex with home equity, a business, or a loan you signed for someone else.
What can make a Chapter 7 cost more
Some cases take more work. Equity above the exemptions, a business, a creditor lawsuit inside the bankruptcy, recent transfers or a prior case can all add time and cost. If your case needs more, we tell you before you sign, not after.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from South Pasadena, California are filed with the Los Angeles Division at 255 East Temple Street.
More for South Pasadena, California filers
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- Affordable Chapter 7 bankruptcy in South Pasadena, California
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from South Pasadena, California
Does owning a home in South Pasadena rule out a cheap Chapter 7?
Owning a home in South Pasadena does not rule out Chapter 7, but it usually makes it more complex. With a median home value of about $1,640,000, many owners have equity beyond what the exemptions protect. We check the numbers before you choose a chapter.
How can I keep my Chapter 7 cost low in South Pasadena, California?
You can keep your Chapter 7 cost low in South Pasadena, California by bringing complete paperwork, telling us about all property up front and asking about court fee installments or a waiver. Simple cases start at our $1,200 flat fee.
Can I file Chapter 7 for free in South Pasadena, California?
Filing Chapter 7 for free in South Pasadena, California is possible only in limited cases. The court can waive its fee for low-income filers, and some nonprofit legal aid groups help people with very low incomes. Most people pay a flat attorney fee.
Free consultation
See if your South Pasadena, California Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.