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Affordable bankruptcy · Bell

Affordable Bankruptcy in Bell With Payment Plans and Fee Options

Many Bell families work along Bandini Boulevard or commute about 30 minutes to jobs. Paying for bankruptcy in steps can make it fit. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Bell filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Bell household get the filing fee waived?

About 21.6% of Bell residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Bell budget

Only 61.4% of Bell adults are in the labor force, so some households get by on one paycheck. That is why we offer payment plans on our attorney fee. Once you decide to file, you can usually stop paying credit cards that will be wiped out and put that money toward the case. The court allows its $338 fee in up to four installments over 120 days. If you have a small business downtown, ask us how business debt fits into your case.

Affordable Chapter 13 for Bell families

About 26.5% of Bell homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. With Chapter 13, you usually do not pay the whole attorney fee before filing. The plan pays much of it over time, and the court sets $7,000 as the standard limit for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Bell

How can a one-income Bell family afford bankruptcy?

A one-income Bell family can afford bankruptcy by using a payment plan for the attorney fee and paying the court fee in installments. Many also stop paying cards they will discharge to free up money.

Can Bell residents pay for bankruptcy over time?

Yes, Bell residents can pay for bankruptcy over time. Our fee can be paid on a written schedule before filing, and the court fee can be split into installments.

Is there a free way to file the court paperwork?

There is a way to skip the $338 court fee if you qualify for a Chapter 7 fee waiver. Your household income must be under 150% of the federal poverty guideline, and you must be unable to pay in installments.

Free consultation

Find an affordable plan for your Bell case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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