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Cheap Chapter 7 · Bell

Cheap Chapter 7 Bankruptcy in Bell for Simple Cases

About 73.5% of Bell homes are rented, and most Bell renters have the kind of Chapter 7 case that stays simple. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.

  • Simple Chapter 7 from $1,200
  • About four months, filing to discharge
  • No property sold in most simple cases
  • Filed in the Los Angeles Division

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Does your Bell case fit a simple Chapter 7?

Bell's median household income of $61,020 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 74% of Bell homes are rented, and renters with little property usually fit the simplest kind of case.

  • Your income passes the means test. See the California median income figures.
  • Your property fits within California's exemptions. Most renters and people with modest cars do.
  • You do not own a business with its own assets or debts.
  • You have not moved money or property to family in the last two years.
  • You have not had a Chapter 7 discharge in the last eight years.

Simple Chapter 7 cases in Bell

A simple Chapter 7 in Bell usually involves a renter with wages, an ordinary car and debts like credit cards, medical bills or old collection accounts. At $61,020, Bell's median household income falls short of even the smallest California means test limit by more than $18,000. Cases get more complex for the roughly 1 in 4 who own a home, now worth about $690,000 on the Zillow index. Cash jobs, rental income from a back unit or a car loan with a high balance also need extra work. We explain the difference at a free consultation.

What can make a Chapter 7 cost more

Some cases take more work. Equity above the exemptions, a business, a creditor lawsuit inside the bankruptcy, recent transfers or a prior case can all add time and cost. If your case needs more, we tell you before you sign, not after.

Lowering the $338 court fee

The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Bell are filed with the Los Angeles Division at 255 East Temple Street.

Cheap Chapter 7 questions from Bell

What makes a Bell Chapter 7 case more complex?

A Bell Chapter 7 case gets more complex if you own a home, earn cash or rental income, or owe recent taxes. Most renters with wages and ordinary debts have a simple case.

Is a cheap Chapter 7 possible if I rent in Bell?

A cheap Chapter 7 is often possible if you rent in Bell and have little property, because renters usually have fewer exemption issues. Our flat fee for simple cases starts at $1,200.

Does the court fee ever get waived for Chapter 7?

The court fee for Chapter 7 can be waived when household income is under 150% of the federal poverty guideline and you cannot pay in installments. Otherwise, the $338 fee can be split into up to four payments.

Free consultation

See if your Bell Chapter 7 is a simple case

Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

Back to Chapter 7 attorney for Bell

Sending this form does not create an attorney-client relationship. Please do not include confidential details. We will contact you to schedule a consultation.

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