Affordable bankruptcy · Commerce
Affordable Bankruptcy in Commerce With Payment Plans and Fee Options
Commerce workers at the casino, the county offices and the big warehouses often have steady but tight budgets. Bankruptcy can be paid for in steps. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.
- Payment plans for the attorney fee
- Court fee installments allowed
- Chapter 7 fee waiver for low incomes
- Chapter 13 fee quoted in writing
How Commerce filers pay for bankruptcy
Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.
Could your Commerce household get the filing fee waived?
About 12.4% of Commerce residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.
| Household size | Yearly income |
|---|---|
| 1 person | Under $23,940 |
| 2 people | Under $32,460 |
| 3 people | Under $40,980 |
| 4 people | Under $49,500 |
The court's own form decides the final answer. See filing fees, waivers and installments for how it works.
Making bankruptcy fit a Commerce budget
With 12.4% of Commerce residents living below the poverty line, some families may qualify for a waiver of the Chapter 7 court fee. For a household of four, the 2026 waiver line is about $49,500 a year. If you are above it, the court still lets you pay its $338 fee in up to four installments within 120 days. We offer payment plans for our attorney fee, too. Many clients free up cash by stopping payments on cards they plan to discharge once they decide to file.
Affordable Chapter 13 for Commerce families
About 55.0% of Commerce homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. Chapter 13 fees work differently from Chapter 7. Much of the attorney fee can be folded into the monthly plan payment, and the court caps the standard consumer fee at $7,000. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.
More for Commerce filers
- Bankruptcy attorney for Commerce
- Chapter 7 attorney for Commerce
- Chapter 13 attorney for Commerce
- Cheap bankruptcy in Commerce
- Affordable bankruptcy in Commerce
- Cheap Chapter 7 bankruptcy in Commerce
- Affordable Chapter 7 bankruptcy in Commerce
See every fee in one place on our bankruptcy cost page.
Affordable bankruptcy questions from Commerce
Can I file bankruptcy in Commerce if I cannot pay all at once?
Yes, you can file bankruptcy in Commerce without paying all at once. We offer payment plans for our attorney fee, and the court allows its fee in up to four installments or may waive it for lower incomes.
Do you offer payment plans to Commerce clients?
Yes, we offer payment plans to Commerce clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.
Is there a free way to file the court paperwork?
There is a way to skip the $338 court fee if you qualify for a Chapter 7 fee waiver. Your household income must be under 150% of the federal poverty guideline, and you must be unable to pay in installments.
Free consultation
Find an affordable plan for your Commerce case
Call (310) 362-9071 or send the form. We will build a payment plan around your budget.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.