Cheap Chapter 7 · Commerce
Cheap Chapter 7 Bankruptcy in Commerce for Simple Cases
Commerce's median household income is $77,064, below California's one-person median. Many Commerce families pass the first step of the means test. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Commerce case fit a simple Chapter 7?
Commerce's median household income of $77,064 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 45% of Commerce homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Commerce
A simple Chapter 7 is most common for Commerce renters, who make up about 45% of households. Only 11% of adults here hold a college degree, and many work hourly jobs on casino floors and in warehouses. Things get more complex for the 55% who own a home, because the typical Commerce home is now valued at about $695,000. Tip income at the casino, side work or a second job also needs careful counting. Read how the numbers work on our California median income page.
What can make a Chapter 7 cost more
Some cases take more work. Equity above the exemptions, a business, a creditor lawsuit inside the bankruptcy, recent transfers or a prior case can all add time and cost. If your case needs more, we tell you before you sign, not after.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Commerce are filed with the Los Angeles Division at 255 East Temple Street.
More for Commerce filers
- Bankruptcy attorney for Commerce
- Chapter 7 attorney for Commerce
- Chapter 13 attorney for Commerce
- Cheap bankruptcy in Commerce
- Affordable bankruptcy in Commerce
- Cheap Chapter 7 bankruptcy in Commerce
- Affordable Chapter 7 bankruptcy in Commerce
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Commerce
Does tip income from a Commerce casino job affect my Chapter 7?
Yes, tip income from a Commerce casino job counts toward your Chapter 7 means test. We add it to your wages for the six months before filing, so bring records of what you earned.
What is the cheapest way to file Chapter 7 in Commerce?
The cheapest way to file Chapter 7 in Commerce with a lawyer is a simple case with a flat fee, plus a fee waiver or installments for the court fee if you qualify. Our flat fee starts at $1,200.
What if I cannot pay the whole Chapter 7 fee at once?
If you cannot pay the whole Chapter 7 fee at once, we can set up a payment plan for our fee, and the $338 court fee can be paid in installments within 120 days.
Free consultation
See if your Commerce Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.