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Affordable bankruptcy · Gardena

Affordable Bankruptcy in Gardena With Payment Plans and Fee Options

Gardena had about 27,900 jobs in its last city count, from parcel hubs to airline caterers. People in those jobs can pay for bankruptcy over time. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Gardena filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Gardena household get the filing fee waived?

About 11.8% of Gardena residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Gardena budget

Many Gardena workers have steady jobs in shipping, health care, food plants and card casinos. Even so, a lump sum for bankruptcy can be hard. We offer payment plans for our attorney fee, and the court lets you pay its $338 Chapter 7 fee in up to four installments over 120 days. For a household of four earning under about $49,500 a year, the court may waive its fee. If you choose Chapter 13, much of the attorney fee can be paid through the plan.

Affordable Chapter 13 for Gardena families

About 48.8% of Gardena homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. In the Central District, part of a Chapter 13 attorney fee can be paid through the plan instead of up front, and the court limits the standard fee to $7,000 for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Gardena

Can Gardena workers pay for bankruptcy in payments?

Yes, Gardena workers can pay for bankruptcy in payments. We offer payment plans for our attorney fee, and the court allows its filing fee in up to four installments.

Do you offer payment plans to Gardena clients?

Yes, we offer payment plans to Gardena clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.

Can the court waive my bankruptcy filing fee?

The court can waive the $338 Chapter 7 filing fee if your household income is below 150% of the federal poverty guideline and you cannot pay in installments. The waiver does not apply to Chapter 13.

Free consultation

Find an affordable plan for your Gardena case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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