Cheap Chapter 7 · Gardena
Cheap Chapter 7 Bankruptcy in Gardena for Simple Cases
About 51% of Gardena homes are rented, and many Gardena renters have simple, low-cost Chapter 7 cases. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Gardena case fit a simple Chapter 7?
Gardena's median household income of $84,803 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 51% of Gardena homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Gardena
Gardena's Rent Mediation Board lets tenants ask for mediation on rent increases above 5% in a year. That can help renters plan a budget after Chapter 7. A simple case usually means you rent, earn wages and own an ordinary car. Gardena's median household income of $84,803 is above the one-person means test median of $79,253, so singles at that income may need the full means test. Couples and families often fall well below their limits.
What can make a Chapter 7 cost more
Here is what usually turns a simple case into a bigger one: property the exemptions do not fully cover, business income or debts, a recent large payment to a relative, an older bankruptcy, or a creditor who sues inside the case. You will know before you hire us if any of these apply.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Gardena are filed with the Los Angeles Division at 255 East Temple Street.
More for Gardena filers
- Bankruptcy attorney for Gardena
- Chapter 7 attorney for Gardena
- Chapter 13 attorney for Gardena
- Cheap bankruptcy in Gardena
- Affordable bankruptcy in Gardena
- Cheap Chapter 7 bankruptcy in Gardena
- Affordable Chapter 7 bankruptcy in Gardena
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Gardena
Do Gardena singles qualify for a simple Chapter 7?
Some Gardena singles qualify for a simple Chapter 7, but those earning above $79,253 may need the full means test. Couples and families often qualify more easily.
Is a cheap Chapter 7 possible if I rent in Gardena?
A cheap Chapter 7 is often possible if you rent in Gardena and have little property, because renters usually have fewer exemption issues. Our flat fee for simple cases starts at $1,200.
Can I file Chapter 7 for free in Gardena?
Filing Chapter 7 for free in Gardena is possible only in limited cases. The court can waive its fee for low-income filers, and some nonprofit legal aid groups help people with very low incomes. Most people pay a flat attorney fee.
Free consultation
See if your Gardena Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.