9454 Wilshire Blvd., Penthouse Floor, Beverly Hills, CA 90212 Free consultation, in person or by video · (310) 362-9071

Affordable bankruptcy · Hawthorne

Affordable Bankruptcy in Hawthorne With Payment Plans and Fee Options

In Hawthorne, about 15.5% of people fall under the federal poverty line. For many of those families, the court fee to file Chapter 7 may be waived. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Hawthorne filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Hawthorne household get the filing fee waived?

About 15.5% of Hawthorne residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Hawthorne budget

Hawthorne families who earn under 150% of the federal poverty guideline may ask the court to waive the $338 Chapter 7 fee. For 2026, that line is $40,980 for a household of three and $49,500 for a household of four. The waiver also requires that you cannot pay the fee in installments. If you do not qualify, the court lets you pay the filing fee in up to four parts within 120 days, and our flat attorney fee can be paid on a payment plan. If you work shifts along Hawthorne Boulevard, a free video consultation means you do not lose a day of pay to come in.

Affordable Chapter 13 for Hawthorne families

About 27.2% of Hawthorne homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. In the Central District, part of a Chapter 13 attorney fee can be paid through the plan instead of up front, and the court limits the standard fee to $7,000 for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Hawthorne

Can a Hawthorne family get the bankruptcy filing fee waived?

Yes, a Hawthorne family can get the Chapter 7 filing fee waived if household income is below 150% of the poverty guideline and the family cannot pay in installments. For a family of four in 2026, that line is $49,500. The judge decides, based on a form filed with your case.

Can Hawthorne residents pay for bankruptcy over time?

Yes, Hawthorne residents can pay for bankruptcy over time. Our fee can be paid on a written schedule before filing, and the court fee can be split into installments.

Can the court waive my bankruptcy filing fee?

The court can waive the $338 Chapter 7 filing fee if your household income is below 150% of the federal poverty guideline and you cannot pay in installments. The waiver does not apply to Chapter 13.

Free consultation

Find an affordable plan for your Hawthorne case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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