Cheap Chapter 7 · Hawthorne
Cheap Chapter 7 Bankruptcy in Hawthorne for Simple Cases
A Hawthorne renter with a paycheck, a car and credit card bills is often the simplest kind of Chapter 7 case to file. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Hawthorne case fit a simple Chapter 7?
Hawthorne's median household income of $75,848 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 73% of Hawthorne homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Hawthorne
California's median income for one person is $79,253 for cases filed on or after April 1, 2026, and Hawthorne's median household earns about $3,400 less than that. About 7 in 10 Hawthorne households rent, and a renter usually has no home equity for a trustee to sell. Clothing, furniture and a modest car are usually protected, with up to $8,625 of car equity covered by California's vehicle exemption. Cases grow more complex when you own a home, since the median Hawthorne home is valued at $863,400 and that can mean equity above the exemption. Side income from gig or delivery work, a large tax refund, or money paid back to family before filing can also add steps.
What can make a Chapter 7 cost more
Here is what usually turns a simple case into a bigger one: property the exemptions do not fully cover, business income or debts, a recent large payment to a relative, an older bankruptcy, or a creditor who sues inside the case. You will know before you hire us if any of these apply.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Hawthorne are filed with the Los Angeles Division at 255 East Temple Street.
More for Hawthorne filers
- Bankruptcy attorney for Hawthorne
- Chapter 7 attorney for Hawthorne
- Chapter 13 attorney for Hawthorne
- Cheap bankruptcy in Hawthorne
- Affordable bankruptcy in Hawthorne
- Cheap Chapter 7 bankruptcy in Hawthorne
- Affordable Chapter 7 bankruptcy in Hawthorne
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Hawthorne
Do most Hawthorne renters qualify for a simple Chapter 7?
Many Hawthorne renters qualify for a simple Chapter 7, because their income is under the state median and they have no home equity at risk. We check your last six months of income and your property at a free consultation to confirm.
What is the cheapest way to file Chapter 7 in Hawthorne?
The cheapest way to file Chapter 7 in Hawthorne with a lawyer is a simple case with a flat fee, plus a fee waiver or installments for the court fee if you qualify. Our flat fee starts at $1,200.
Can I file Chapter 7 for free in Hawthorne?
Filing Chapter 7 for free in Hawthorne is possible only in limited cases. The court can waive its fee for low-income filers, and some nonprofit legal aid groups help people with very low incomes. Most people pay a flat attorney fee.
Free consultation
See if your Hawthorne Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.