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Affordable bankruptcy · Huntington Park

Affordable Bankruptcy in Huntington Park With Payment Plans and Fee Options

With Huntington Park's poverty rate at 18.3%, a good number of local families may be able to skip the Chapter 7 court fee. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Huntington Park filers pay for bankruptcy

Most people combine two or three of these:

  1. Spread out the attorney fee. Our Chapter 7 fee is paid before filing, and we work out a payment schedule with you in writing.
  2. Split the court fee. The $338 filing fee can be paid in as many as four parts, all within 120 days of filing.
  3. Ask for a waiver. If your household income is low enough, the court may drop the Chapter 7 filing fee entirely.
  4. Redirect old payments. Money that used to go to credit card minimums often covers the case. Talk to us before you change any payment.

Could your Huntington Park household get the filing fee waived?

About 18.3% of Huntington Park residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Huntington Park budget

The Chapter 7 fee waiver is meant for households below 150% of the poverty guideline who cannot pay in installments. In 2026 that line is about $40,980 for a family of three and $49,500 for a family of four. With Huntington Park's median income near $60,000, many larger families come close. If you are over the line, you can still pay the court fee in up to four parts within 120 days. We also offer payment plans for our attorney fee, so the cost can fit around rent.

Affordable Chapter 13 for Huntington Park families

About 24.2% of Huntington Park homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. Chapter 13 fees work differently from Chapter 7. Much of the attorney fee can be folded into the monthly plan payment, and the court caps the standard consumer fee at $7,000. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Huntington Park

Can Huntington Park families get the Chapter 7 filing fee waived?

Yes, Huntington Park families can get the Chapter 7 filing fee waived if household income is below 150% of the poverty guideline and they cannot pay in installments. For a family of four in 2026, that is about $49,500 a year.

Do you offer payment plans to Huntington Park clients?

Yes, we offer payment plans to Huntington Park clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.

Is there a free way to file the court paperwork?

There is a way to skip the $338 court fee if you qualify for a Chapter 7 fee waiver. Your household income must be under 150% of the federal poverty guideline, and you must be unable to pay in installments.

Free consultation

Find an affordable plan for your Huntington Park case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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Sending this form does not create an attorney-client relationship. Please do not include confidential details. We will contact you to schedule a consultation.

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