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Affordable bankruptcy · Los Angeles, California

Affordable Bankruptcy in Los Angeles, California With Payment Plans and Fee Options

About 16.5% of Los Angeles residents live in poverty, and for many of them even a $338 court fee is hard to find in one month. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Los Angeles, California filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Los Angeles, California household get the filing fee waived?

About 16.5% of Los Angeles, California residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Los Angeles, California budget

If that describes your home, you may not have to pay the court fee at all. A single person with household income under $23,940 a year, or a family of four under $49,500, can ask the court to waive the Chapter 7 fee if they also cannot pay it in installments. Others can split the $338 into as many as four payments within 120 days, about $85 each. Our own fee can be set up on a payment plan, and we explain how it works at your free consultation. Learn more on our filing fees, waivers and payment plans page.

Affordable Chapter 13 for Los Angeles, California families

About 36.0% of Los Angeles, California homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. Chapter 13 fees work differently from Chapter 7. Much of the attorney fee can be folded into the monthly plan payment, and the court caps the standard consumer fee at $7,000. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Los Angeles, California

Can I pay for bankruptcy in installments if I live in Los Angeles?

Yes, Los Angeles residents can pay the Chapter 7 court fee in up to four installments within 120 days of filing. Our attorney fee also has payment plans. We go over the details at a free consultation in person or by video.

Can Los Angeles, California residents pay for bankruptcy over time?

Yes, Los Angeles, California residents can pay for bankruptcy over time. Our fee can be paid on a written schedule before filing, and the court fee can be split into installments.

Who qualifies for a bankruptcy fee waiver?

A bankruptcy fee waiver is for Chapter 7 filers whose household income is under 150% of the federal poverty guideline and who cannot pay the $338 fee in installments. The judge decides.

Free consultation

Find an affordable plan for your Los Angeles, California case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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Sending this form does not create an attorney-client relationship. Please do not include confidential details. We will contact you to schedule a consultation.

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