Cheap Chapter 7 · Los Angeles, California
Cheap Chapter 7 Bankruptcy in Los Angeles, California for Simple Cases
The city says its Rent Stabilization Ordinance covers about 74% of rental units in Los Angeles. Many tenants in those older buildings are good fits for a simple Chapter 7. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed downtown or in Woodland Hills
Does your Los Angeles, California case fit a simple Chapter 7?
Los Angeles, California's median household income of $81,939 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 64% of Los Angeles, California homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Los Angeles, California
A low-cost Chapter 7 tends to fit renters who own little beyond a car, clothes and furniture. It also helps if your income is under the California median for your household size, which is $102,797 for two people in cases filed on or after April 1, 2026. RSO buildings are generally ones built before October 1, 1978, and the tenants who have stayed in them for years often have few assets to protect. A case gets more complex if you own a house or a rental unit, run a business, owe large taxes, or paid back a relative in the last year. Those cases are not out of reach, but they take more work and may point to Chapter 13 instead.
What can make a Chapter 7 cost more
Some cases take more work. Equity above the exemptions, a business, a creditor lawsuit inside the bankruptcy, recent transfers or a prior case can all add time and cost. If your case needs more, we tell you before you sign, not after.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Los Angeles, California are filed with the Los Angeles Division downtown or the San Fernando Valley Division in Woodland Hills, depending on your ZIP code.
More for Los Angeles, California filers
- Bankruptcy attorney for Los Angeles, California
- Chapter 7 attorney for Los Angeles, California
- Chapter 13 attorney for Los Angeles, California
- Cheap bankruptcy in Los Angeles, California
- Affordable bankruptcy in Los Angeles, California
- Cheap Chapter 7 bankruptcy in Los Angeles, California
- Affordable Chapter 7 bankruptcy in Los Angeles, California
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Los Angeles, California
Does renting in a rent stabilized Los Angeles apartment help me qualify for a simple Chapter 7?
Renting in a rent stabilized Los Angeles apartment does not change the legal test, but renting often makes a Chapter 7 simpler. With no house to protect, the main questions are your income and what you own. Your lease stays in place as long as you keep paying rent.
What is the cheapest way to file Chapter 7 in Los Angeles, California?
The cheapest way to file Chapter 7 in Los Angeles, California with a lawyer is a simple case with a flat fee, plus a fee waiver or installments for the court fee if you qualify. Our flat fee starts at $1,200.
What if I cannot pay the whole Chapter 7 fee at once?
If you cannot pay the whole Chapter 7 fee at once, we can set up a payment plan for our fee, and the $338 court fee can be paid in installments within 120 days.
Free consultation
See if your Los Angeles, California Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.