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Affordable bankruptcy · Lynwood

Affordable Bankruptcy in Lynwood With Payment Plans and Fee Options

Nursing homes, grocery stores and the Sheriff's Department all rank among Lynwood's top employers. Workers in those jobs can pay for bankruptcy over time. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Lynwood filers pay for bankruptcy

  • A payment plan for our fee. In Chapter 7, the attorney fee is paid before the case is filed, so we set up a plan you can keep up with.
  • Installments for the court fee. The court lets you pay the filing fee in up to four parts within 120 days.
  • A fee waiver. Low-income Chapter 7 filers can ask the court to waive the $338 fee.
  • Money you stop sending to creditors. Many people pay for their case with what they were putting toward credit card minimums. Ask us before you stop any payment.

Could your Lynwood household get the filing fee waived?

About 18.0% of Lynwood residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Lynwood budget

St. Francis Medical Center alone employs about 1,980 people, close to 7% of all jobs in Lynwood. Paychecks from these jobs are steady but rarely leave extra for a lump sum. We offer payment plans for our attorney fee. The court lets you pay its $338 Chapter 7 fee in up to four installments over 120 days. If you choose Chapter 13 to keep a home, much of the attorney fee can be paid through the plan, and we quote it in writing.

Affordable Chapter 13 for Lynwood families

About 47.8% of Lynwood homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. Chapter 13 fees work differently from Chapter 7. Much of the attorney fee can be folded into the monthly plan payment, and the court caps the standard consumer fee at $7,000. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Lynwood

Can Lynwood hospital and school workers pay for bankruptcy in installments?

Yes, Lynwood hospital and school workers can pay for bankruptcy in installments. We offer payment plans for the attorney fee, and the court allows its fee in up to four payments.

Do you offer payment plans to Lynwood clients?

Yes, we offer payment plans to Lynwood clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.

Is there a free way to file the court paperwork?

There is a way to skip the $338 court fee if you qualify for a Chapter 7 fee waiver. Your household income must be under 150% of the federal poverty guideline, and you must be unable to pay in installments.

Free consultation

Find an affordable plan for your Lynwood case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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