Cheap Chapter 7 · Lynwood
Cheap Chapter 7 Bankruptcy in Lynwood for Simple Cases
Lynwood families average 4.1 people per household, and California's means test limit rises with every family member. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Lynwood case fit a simple Chapter 7?
Lynwood's median household income of $74,844 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 52% of Lynwood homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Lynwood
For a family of four, California's means test median is $139,071, almost twice Lynwood's median household income of $74,844. That means many larger Lynwood families pass the first step of the means test easily. A simple case usually involves renters, who are about 52% of households, with wages and ordinary debts. Cases become more complex for homeowners, who pay a median of $2,323 a month on a mortgage. Read more on our California median income page.
What can make a Chapter 7 cost more
Here is what usually turns a simple case into a bigger one: property the exemptions do not fully cover, business income or debts, a recent large payment to a relative, an older bankruptcy, or a creditor who sues inside the case. You will know before you hire us if any of these apply.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Lynwood are filed with the Los Angeles Division at 255 East Temple Street.
More for Lynwood filers
- Bankruptcy attorney for Lynwood
- Chapter 7 attorney for Lynwood
- Chapter 13 attorney for Lynwood
- Cheap bankruptcy in Lynwood
- Affordable bankruptcy in Lynwood
- Cheap Chapter 7 bankruptcy in Lynwood
- Affordable Chapter 7 bankruptcy in Lynwood
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Lynwood
Does a big family help a Lynwood resident qualify for Chapter 7?
Yes, a big family can help a Lynwood resident qualify for Chapter 7. The means test median rises with household size, so larger families often fall well below it.
What is the cheapest way to file Chapter 7 in Lynwood?
The cheapest way to file Chapter 7 in Lynwood with a lawyer is a simple case with a flat fee, plus a fee waiver or installments for the court fee if you qualify. Our flat fee starts at $1,200.
What if I cannot pay the whole Chapter 7 fee at once?
If you cannot pay the whole Chapter 7 fee at once, we can set up a payment plan for our fee, and the $338 court fee can be paid in installments within 120 days.
Free consultation
See if your Lynwood Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.