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Affordable bankruptcy · Manhattan Beach

Affordable Bankruptcy in Manhattan Beach With Payment Plans and Fee Options

About 35% of Manhattan Beach households rent, and a median rent of $3,449 leaves less room than the city's incomes suggest. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Manhattan Beach filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Manhattan Beach household get the filing fee waived?

About 4.5% of Manhattan Beach residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Manhattan Beach budget

When a Manhattan Beach income stops after a layoff or the end of a production job, the bills keep coming. The court lets you pay the $338 Chapter 7 fee in up to four parts within 120 days, and our flat attorney fee can be paid on a payment plan. Many filers here need Chapter 13, where most of the attorney fee is paid through the plan instead of up front. The Central District sets a presumed fee limit of $7,000 for consumer Chapter 13 cases, and we quote your fee in writing. Once you decide to file, money that went to card payments can go toward the plan or the fee instead.

Affordable Chapter 13 for Manhattan Beach families

About 64.8% of Manhattan Beach homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. In the Central District, part of a Chapter 13 attorney fee can be paid through the plan instead of up front, and the court limits the standard fee to $7,000 for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Manhattan Beach

Do I have to pay the full bankruptcy fee up front in Manhattan Beach?

No, you do not have to pay the full bankruptcy fee up front in Manhattan Beach. The court filing fee can be paid in up to four installments, and our office offers payment plans. In Chapter 13, most of the attorney fee is paid through the plan.

Can Manhattan Beach residents pay for bankruptcy over time?

Yes, Manhattan Beach residents can pay for bankruptcy over time. Our fee can be paid on a written schedule before filing, and the court fee can be split into installments.

Can the court waive my bankruptcy filing fee?

The court can waive the $338 Chapter 7 filing fee if your household income is below 150% of the federal poverty guideline and you cannot pay in installments. The waiver does not apply to Chapter 13.

Free consultation

Find an affordable plan for your Manhattan Beach case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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