Cheap Chapter 7 · Manhattan Beach
Cheap Chapter 7 Bankruptcy in Manhattan Beach for Simple Cases
With a median household income of $204,306, Manhattan Beach is far above the state median for a family of four. A simple Chapter 7 here usually starts with a recent drop in income. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Manhattan Beach case fit a simple Chapter 7?
Manhattan Beach's median household income of $204,306 is above California's median even for a family of four, so many filers here need the full means test, which subtracts real living costs. About 35% of Manhattan Beach homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Manhattan Beach
The means test looks back six months, so a Manhattan Beach renter who lost a job in that time may fall under the line. A single filer needs to be under $79,253, and a family of four under $139,071, to skip the full test. Renters with a car, furniture and a retirement account often have little for a trustee to take. Owning a home here almost always makes a case complex, since the Census lists home values only as $2,000,000 or more. Stock grants, rental units and debts from a business also add work.
What can make a Chapter 7 cost more
Here is what usually turns a simple case into a bigger one: property the exemptions do not fully cover, business income or debts, a recent large payment to a relative, an older bankruptcy, or a creditor who sues inside the case. You will know before you hire us if any of these apply.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Manhattan Beach are filed with the Los Angeles Division at 255 East Temple Street.
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See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Manhattan Beach
Can a Manhattan Beach renter qualify for a simple Chapter 7?
Yes, a Manhattan Beach renter can qualify for a simple Chapter 7 if income over the last six months is under the state median for the household size. For a family of four filing on or after April 1, 2026, that median is $139,071.
Is a cheap Chapter 7 possible if I rent in Manhattan Beach?
A cheap Chapter 7 is often possible if you rent in Manhattan Beach and have little property, because renters usually have fewer exemption issues. Our flat fee for simple cases starts at $1,200.
Does the court fee ever get waived for Chapter 7?
The court fee for Chapter 7 can be waived when household income is under 150% of the federal poverty guideline and you cannot pay in installments. Otherwise, the $338 fee can be split into up to four payments.
Free consultation
See if your Manhattan Beach Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.