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Affordable bankruptcy · Montebello

Affordable Bankruptcy in Montebello With Payment Plans and Fee Options

Montebello has bakery, printing and trucking jobs that pay a steady check. Even so, a lump sum for a lawyer is hard for many families to find. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Montebello filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Montebello household get the filing fee waived?

About 12.1% of Montebello residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Montebello budget

Montebello's factory and freight jobs, like those at Bimbo Bakery, Monarch Litho and R+L Carriers, pay a steady check but leave little extra. We offer payment plans on our attorney fee so you do not need the whole amount at once. You can also ask the court to split its $338 Chapter 7 fee into as many as four payments over 120 days. If you choose Chapter 13 instead, much of the attorney fee is usually paid through the plan, and we quote that fee in writing. Learn more on our page about filing fees, waivers and payment plans.

Affordable Chapter 13 for Montebello families

About 45.9% of Montebello homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. With Chapter 13, you usually do not pay the whole attorney fee before filing. The plan pays much of it over time, and the court sets $7,000 as the standard limit for most consumer cases. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Montebello

Can a Montebello family get the bankruptcy court fee waived?

Yes, a Montebello family can ask to have the Chapter 7 court fee waived if household income is below 150% of the poverty guideline and you cannot pay in installments. For a family of three in 2026, that line is about $40,980 a year.

Can Montebello residents pay for bankruptcy over time?

Yes, Montebello residents can pay for bankruptcy over time. Our fee can be paid on a written schedule before filing, and the court fee can be split into installments.

Can the court waive my bankruptcy filing fee?

The court can waive the $338 Chapter 7 filing fee if your household income is below 150% of the federal poverty guideline and you cannot pay in installments. The waiver does not apply to Chapter 13.

Free consultation

Find an affordable plan for your Montebello case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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Sending this form does not create an attorney-client relationship. Please do not include confidential details. We will contact you to schedule a consultation.

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