Cheap Chapter 7 · Montebello
Cheap Chapter 7 Bankruptcy in Montebello for Simple Cases
More than half of Montebello homes are rented. If you rent and own little of value, your Chapter 7 may be quick and low cost. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Montebello case fit a simple Chapter 7?
Montebello's median household income of $79,971 is below California's median for a two-person household ($102,797), so many local filers clear the first step of the means test. About 54% of Montebello homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Montebello
About 54% of Montebello households rent, and many of them fit a simple Chapter 7. A simple case usually has steady wages, no real estate, a car worth less than the exemption and plain credit card or medical debt. Montebello's median household income of $79,971 sits right near California's one-person median of $79,253 and far below the median for larger families. Your case gets more complex if you own a home, since the typical Montebello home is now worth about $818,000, or if you have rental income or a recent lawsuit. We tell you which kind of case you have before you sign up.
What can make a Chapter 7 cost more
Here is what usually turns a simple case into a bigger one: property the exemptions do not fully cover, business income or debts, a recent large payment to a relative, an older bankruptcy, or a creditor who sues inside the case. You will know before you hire us if any of these apply.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Montebello are filed with the Los Angeles Division at 255 East Temple Street.
More for Montebello filers
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- Chapter 13 attorney for Montebello
- Cheap bankruptcy in Montebello
- Affordable bankruptcy in Montebello
- Cheap Chapter 7 bankruptcy in Montebello
- Affordable Chapter 7 bankruptcy in Montebello
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Montebello
Who qualifies for a simple Chapter 7 in Montebello?
Many Montebello renters qualify for a simple Chapter 7 if their income is below the state median for their household size and they own little property. Owning a home, a business or large assets can make the case more complex.
How can I keep my Chapter 7 cost low in Montebello?
You can keep your Chapter 7 cost low in Montebello by bringing complete paperwork, telling us about all property up front and asking about court fee installments or a waiver. Simple cases start at our $1,200 flat fee.
Does the court fee ever get waived for Chapter 7?
The court fee for Chapter 7 can be waived when household income is under 150% of the federal poverty guideline and you cannot pay in installments. Otherwise, the $338 fee can be split into up to four payments.
Free consultation
See if your Montebello Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.