Stop creditor harassment · Beverly Hills
Stop Creditor Harassment in Beverly Hills and End the Calls
To stop creditor harassment in Beverly Hills, a bankruptcy filing orders every creditor to stop calling, writing and suing you. If collectors are calling you at work or at home every day, call (310) 362-9071 for a free consultation, in our office or by video.
- Call before 8 a.m. or after 9 p.m. without your consent
- Threaten arrest or violence
- Use abusive or obscene language
- Tell your family or employer about the debt
- Keep collecting after you file bankruptcy
Signs the collection has gone too far
- Several calls a day, every day
- Calls to your workplace after you asked them to stop
- Threats of jail, losing your job or immediate lawsuits that never come
- Collectors contacting your family, neighbors or employer about the debt
- Pressure to pay a debt you do not recognize
How we stop the calls, step by step
- Start a log. Write down every call: date, time, company and what was said. Save voicemails and letters.
- Free consultation. We review your debts and decide whether bankruptcy is the right fix or whether a letter will do.
- Tell collectors you are represented. Once you hire us, collectors who know you have a lawyer for the debt should contact us instead.
- File the case. The automatic stay stops all collection, including calls, letters, lawsuits and garnishments.
- Enforce the stay. If a creditor keeps calling after filing, we put it on notice and can ask the court to step in.
Cost and timeline
Our flat fees start at $1,200 plus the court filing fee, with payment plans. You get the exact fee in writing at the consultation.
Most calls stop within days of filing, once creditors receive notice from the court and from us.
Your rights in California
Federal law limits what debt collectors can do. California goes further with the Rosenthal Fair Debt Collection Practices Act, which also covers many original creditors collecting their own debts, not just collection agencies. California also requires many debt collectors to be licensed with the state.
Once you file, your case is in the Los Angeles Division of the U.S. Bankruptcy Court, Central District of California, at 255 East Temple Street. A creditor that knowingly keeps collecting after it learns of the filing can be held responsible by that court.
Mistakes to avoid
- Making a payment just to stop the calls. A small payment can restart some deadlines and does not solve the debt.
- Giving bank account access over the phone. It invites more debits.
- Deleting voicemails. They are evidence.
- Ignoring letters. A lawsuit notice can hide among collection mail.
Related services
Calls often come before a lawsuit, so read how to stop creditor lawsuits in Beverly Hills. If the calls are about cards, see credit card debt relief.
More on lawsuits and collections
Creditor harassment questions
Will collectors stop calling once I file bankruptcy?
Yes, collectors must stop calling once you file bankruptcy. The automatic stay bars collection calls, letters and lawsuits. If a collector keeps calling, write down the details and tell us.
Can I make collectors stop calling without filing bankruptcy?
Yes, you can often make collection agencies stop calling without filing bankruptcy by sending a written request to stop. That does not erase the debt, and the creditor can still sue.
Can collectors call me at work?
Collectors generally cannot keep calling you at work if they know your employer does not allow it or you asked them to stop. Tell them in writing and keep a copy.
Can I sue a collector for harassment?
Yes, you may be able to sue a collector for harassment. Federal and California law allow damages and attorney fees for certain violations. Your call log is the starting point.
Free consultation
Make the calls stop
Call (310) 362-9071 or send the form. Bring your call log and any letters from collectors.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.