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Affordable bankruptcy · Redondo Beach

Affordable Bankruptcy in Redondo Beach With Payment Plans and Fee Options

Nearly half of Redondo Beach households rent, at a median of $2,691 a month. Paying for bankruptcy has to fit next to that rent. We offer payment plans, and the court allows installments or a fee waiver for some filers. Call (310) 362-9071 to talk through your budget for free.

  • Payment plans for the attorney fee
  • Court fee installments allowed
  • Chapter 7 fee waiver for low incomes
  • Chapter 13 fee quoted in writing

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How Redondo Beach filers pay for bankruptcy

Paying for bankruptcy is usually easier than people expect. Our flat Chapter 7 fee can be paid over time before we file, on a schedule we put in writing. The court's $338 fee can be split into up to four payments within 120 days, and low-income filers can ask to have it waived. Many clients also use the money they had been sending to credit card companies, after checking with us first.

Could your Redondo Beach household get the filing fee waived?

About 5.4% of Redondo Beach residents live below the federal poverty line. If your household income is under 150% of the poverty guideline and you cannot pay in installments, the court may waive the Chapter 7 filing fee.

About 150% of the 2026 federal poverty guideline, by household size (computed from HHS figures)
Household sizeYearly income
1 personUnder $23,940
2 peopleUnder $32,460
3 peopleUnder $40,980
4 peopleUnder $49,500

The court's own form decides the final answer. See filing fees, waivers and installments for how it works.

Making bankruptcy fit a Redondo Beach budget

In 2019, Redondo Beach passed a short-term rule against no-fault evictions and extreme rent hikes until state law took over, a sign of how hard rent can hit here. If your paycheck has stopped, the court lets you pay the $338 Chapter 7 fee in up to four installments within 120 days. Our flat attorney fee can be paid on a payment plan. For Chapter 13, most of the attorney fee is paid through the plan, and we quote it in writing. Once you decide to file, money that went to card minimums can go to the fee instead.

Affordable Chapter 13 for Redondo Beach families

About 53.4% of Redondo Beach homes are lived in by their owners. Owners behind on a mortgage often need Chapter 13, and its fee works differently. Chapter 13 fees work differently from Chapter 7. Much of the attorney fee can be folded into the monthly plan payment, and the court caps the standard consumer fee at $7,000. The Chapter 13 filing fee is $313. We quote your fee in writing. See what Chapter 13 costs.

Affordable bankruptcy questions from Redondo Beach

What if I cannot afford bankruptcy after a layoff in Redondo Beach?

If you cannot afford bankruptcy after a layoff in Redondo Beach, start with a free consultation. The court filing fee can be paid in installments, and if household income has fallen below 150% of the poverty guideline and you cannot pay in installments, you may ask the court to waive it. Our office also offers payment plans.

Do you offer payment plans to Redondo Beach clients?

Yes, we offer payment plans to Redondo Beach clients for our attorney fee. The court also allows its filing fee to be paid in up to four parts.

Can the court waive my bankruptcy filing fee?

The court can waive the $338 Chapter 7 filing fee if your household income is below 150% of the federal poverty guideline and you cannot pay in installments. The waiver does not apply to Chapter 13.

Free consultation

Find an affordable plan for your Redondo Beach case

Call (310) 362-9071 or send the form. We will build a payment plan around your budget.

Law Offices of John Asuncion
9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.

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