Cheap Chapter 7 · Redondo Beach
Cheap Chapter 7 Bankruptcy in Redondo Beach for Simple Cases
A simple, low-cost Chapter 7 in Redondo Beach usually belongs to a renter, not an owner. About 47% of households here rent. A simple Chapter 7 case with us starts at a $1,200 flat fee plus the $338 court fee. Call (310) 362-9071 to see if yours is simple.
- Simple Chapter 7 from $1,200
- About four months, filing to discharge
- No property sold in most simple cases
- Filed in the Los Angeles Division
Does your Redondo Beach case fit a simple Chapter 7?
Redondo Beach's median household income of $150,245 is above California's median even for a family of four, so many filers here need the full means test, which subtracts real living costs. About 47% of Redondo Beach homes are rented, and renters with little property usually fit the simplest kind of case.
- Your income passes the means test. See the California median income figures.
- Your property fits within California's exemptions. Most renters and people with modest cars do.
- You do not own a business with its own assets or debts.
- You have not moved money or property to family in the last two years.
- You have not had a Chapter 7 discharge in the last eight years.
Simple Chapter 7 cases in Redondo Beach
The simple case is a renter with a car, household goods and an income for the last six months under California's median, which is $116,541 for three people and $139,071 for four. Redondo's median household earns more than both, so many filers here qualify only after pay drops or the household grows. Owners face a harder case, since the Census median home value is $1,279,200 and equity above the homestead exemption is at risk in Chapter 7. A boat kept at King Harbor, a rental unit or a side business all add steps. We tell you at the first meeting if your case fits a simple Chapter 7.
What can make a Chapter 7 cost more
A Chapter 7 stops being simple when there is something extra to protect or explain. Common examples are a house or car worth more than the exemptions cover, a side business, money given to family before filing, or a creditor who claims fraud. We spot these at the consultation and quote the fee in writing.
Lowering the $338 court fee
The court fee is the same for every Chapter 7 filer in the country. You can pay it in up to four installments within 120 days, or ask the court to waive it if your household income is under 150% of the federal poverty guideline. Cases from Redondo Beach are filed with the Los Angeles Division at 255 East Temple Street.
More for Redondo Beach filers
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- Affordable Chapter 7 bankruptcy in Redondo Beach
See every fee in one place on our bankruptcy cost page.
Cheap Chapter 7 questions from Redondo Beach
Does owning a boat at King Harbor make my Redondo Beach Chapter 7 more complex?
Yes, owning a boat at King Harbor can make a Redondo Beach Chapter 7 more complex. The boat's value, minus any loan, must fit an exemption or the trustee may sell it. We review it before you file.
Is a cheap Chapter 7 possible if I rent in Redondo Beach?
A cheap Chapter 7 is often possible if you rent in Redondo Beach and have little property, because renters usually have fewer exemption issues. Our flat fee for simple cases starts at $1,200.
Can I file Chapter 7 for free in Redondo Beach?
Filing Chapter 7 for free in Redondo Beach is possible only in limited cases. The court can waive its fee for low-income filers, and some nonprofit legal aid groups help people with very low incomes. Most people pay a flat attorney fee.
Free consultation
See if your Redondo Beach Chapter 7 is a simple case
Call (310) 362-9071 or send the form. Bring your last six months of pay stubs.
Law Offices of John Asuncion9454 Wilshire Blvd., Penthouse Floor
Beverly Hills, CA 90212
(310) 362-9071
Monday to Friday, 9 a.m. to 6 p.m.